Deposit Products

Checking and Savings Accounts

Cornerstone Community Bank offers a deposit product to meet your individual needs. To obtain more information, or open an account, just visit either one of our convenient locations. Click here if you wish to reorder checks.

- Unlimited
Checking Classic
Checking NOW
Checking Cornerstone
Club* NOW
Visa Check Card With ATM Access FREE FREE FREE FREE
24-hour Telephone
Banking FREE FREE FREE FREE
Online Banking FREE FREE FREE FREE
Online Bill Pay (subject
to approval) FREE FREE FREE FREE
Personal Checks FREE Cornerstone
Bank checks Price determined
by style Price determined
by style FREE Cornerstone
Bank checks
Interest Bearing No No Yes Yes
Monthly Maintenance and Features $7.00/month
No minimum balance
Unlimited check writing
No fee with:
1. Direct Deposit; or
2. $1,000 in savings/CD; or
3. A $250 avg collected bal. (otherwise, $5.00/month plus 26 cents per debit > 30)
No fee with:
A $1,000 avg collected bal. (otherwise $5.00/month)
No fee with:
A $1,000 avg collected bal. (otherwise $5.00/month);
To qualify for Cornerstone Club the following conditions must be met:
a. $5,000 in a related account; or
b. A minimum $20,000 loan relationship w/ auto pay; or
c. A minimum $20,000 Investment Center Relationship

Overdraft Protection $5.00 charge per draw $5.00 charge per draw $5.00 charge per draw FREE

*Cornerstone Club - Cornerstone Club members are entitled to the following additional benefits:

=>FREE Cashier's Checks, Money Orders, and single-signature Traveler's Checks
=>Special relationship rates on personal loans
=>Free financial review with our Investment Center
=>Free notary services
=>50% discount on safe deposit boxes

STATEMENT SAVINGS ACCOUNTS

* $100 average collected balance required to avoid $6.00 quarterly maint. fee
* Interest compounds and is paid quarterly
* Direct deposit available
* Some withdrawal restrictions apply

MINOR CUSTODIAL SAVINGS ACCOUNTS

* No minimum balance required
* No maintenance fee
* Interest compounds and is paid quarterly
* For minors with parent/guardian as required signer
* Some withdrawal restrictions apply

HSAs

*No minimum balance required.
*Tiered interest rate structure. The more you save the more you earn!
*$20 set up fee (waived for HSA/MSA rollovers).
*Interest compounds and is paid monthly.

MONEY MARKET DEPOSIT ACCOUNTS

* $2,500 minimum balance required
* Interest rate reverts to Statement Savings rate if balance falls below minimum
* Interest compounds and is paid monthly
* Some withdrawal restrictions apply

SUPER MONEY MARKET DEPOSIT ACCOUNTS

* $10,000 minimum balance required
* Interest rate reverts to Money Market rate if balance falls below minimum
* Interest compounds and is paid monthly
* Some withdrawal restrictions apply

JUMBO MONEY MARKET DEPOSIT ACCOUNTS

* $100,000 minimum balance required
* Interest rate reverts to Super Money Market rate if balance falls below minimum
* Interest compounds and is paid monthly
* Some withdrawal restrictions apply

CERTIFICATES OF DEPOSIT &
INDIVIDUAL RETIREMENT ACCOUNTS

* Various terms available from 3 months to 5 years
* Minimum balance of $1,000
* Substantial penalty for early withdrawal

Click here for more information and current rates .