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Deposit Rates
Checking Plans
| Type of Account | Minimum Deposit to Open Account | Minimum Collected Daily Balance to Obtain APY* | Interest Rate | Annual Percentage Yield |
| NOW Checking | $100.00 | $0.00 | 0.30% | 0.30% | Cornerstone Club NOW | $100.00 | $0.00 | 0.30% | 0.30% |
Savings Plans
| Type of Account |
Minimum Deposit to Open Account | Minimum Collected Daily Balance to Obtain APY* | Interest Rate | Annual Percentage Yield |
| Statement Savings | $100.00 | $0.00 | 0.30% | 0.30% |
| Money Market | $100.00 | $2,499.00 | 0.30% | 0.30% |
| Reg Money Market | $2,500.00 | $9,999.00 | 0.50% | 0.51% |
| Super Money Market | $10,000.00 | $99,999.00 | 1.00% | 1.04% |
| Jumbo Money Market | $100,000.00 | $100,000.00 | 1.50% | 1.60% |
Certificates of Deposit
| Term | Minimum Deposit to Open Account | Minimum Collected Daily Balance to Obtain APY* | Interest Rate | Annual Percentage Yield |
| 3 Month | $1,000.00 | $0.00 | 2.10% | 2.11% |
| 6 Month | $1,000.00 | $0.00 | 2.10% | 2.11% |
| 9 Month | $1,000.00 | $0.00 | 2.10% | 2.11% |
| 12 Month | $1,000.00 | $0.00 | 2.10% | 2.11% |
| 15 Month | $1,000.00 | $0.00 | 2.20% | 2.21% |
| $1,000.00 | $0.00 | 2.20% | 2.21% | |
| 2 Year | $1,000.00 | $0.00 | 2.30% | 2.31% |
| 3 Year | $1,000.00 | $0.00 | 2.50% | 2.52% |
| 4 Year | $1,000.00 | $0.00 | 3.00% | 3.03% |
| 5 Year | $1,000.00 | $0.00 | 3.10% | 3.13% |
| Current Specials | ||||
| 12 Month | $10,000.00 | $0.00 | 3.21% | 3.25% |
| $10,000.00 | $0.00 | 3.94% | 4.00% | |
* Daily Balance is the amount of principal in the account each day.
* Substantial penalty for early withdrawal of CDs. Fees could reduce earnings on NOW, savings and money market accounts.
* Deposits are insured up to $100,000.00 by the FDIC.
* All NOW, savings, and money market rates are subject to change without prior notice after the account is opened.
