Business Checking & Savings

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We Offer a Wide Range of Accounts to Meet Your Needs

Our representatives can help you determine which products will best suit your financial needs.


Small Business Checking

  • $250 minimum average collected balance required to avoid $10.00 monthly maintenance fee
  • 50 FREE transactions (debit and credits) per month; $0.50 per transaction thereafter

Preferred Business Checking

  • $750 minimum average collected balance required to avoid $10.00 monthly maintenance fee
  • 250 Free Transactions (debit and credits) per month; $0.50 per transaction thereafter
  • Free Business Debit Card

Commercial Checking

Service Fees:
Monthly Maintenance $7.50
Debits (per item) $0.20
Credits (per item) $0.35
Items Deposited (per item) $0.10

*An earnings credit is applied to offset service fees.


Non-Profit Checking

Cornerstone Community Bank has designed an account with non-profit organizations and charities in mind:

  • No minimum balance
  • No monthly fee
  • Personal service
  • e-Banking

This account offers an affordable option for our community partners with small-to-medium size business needs. Experience the personalized service and “high touch” that Cornerstone Community Bank is known for. Along with the Non-Profit Checking account, we offer a full complement of financial services and customized solutions for local schools, churches and charities. Additional attractive account options are available to our larger size community organizations.


Business Savings Plans

Choose from:

  • Statement Savings
  • Money Market Savings
  • Certificates of Deposit

We offer competitive rates and options tailored to your needs. See a Personal Banker for more details.


Merchant Processing

Cornerstone Community Bank offers merchant credit card processing through FIS Card Services. Membership with FIS allows you to accept VISA or MasterCard as payment options. Other cards such as Discover or American Express can be added for your acceptance. Pricing is driven by volume and processing method. Required equipment can be purchased or leased in many cases. FIS provides first-class service, support and competitive pricing for your business credit card processing needs.


Credit Cards

Cornerstone Community Bank partners with Elan Financial Services to offer you many choices for your business credit card needs. Please visit your local branch to obtain information regarding credit card features and benefits, and to determine which card is right for you.


Other Business Services

  • Business Online Banking Log In
  • Direct Deposit of Payroll
  • Night Depository
  • Depository for Taxes
  • Safe Deposit Box
  • Cash and Coin Services
  • Business Check Cards
  • Wire Transfers