Deposit Products

Checking and Savings Accounts

Cornerstone Community Bank offers a deposit product to meet your individual needs. To obtain more information or open a checking, savings or money market account, just visit either one of our convenient locations.

e-Checking Account

Benefits:

  • Free Visa Check Card with ATM Access
  • Free Online Banking with Online Bill Pay (subject to approval)
  • eStatements (required)
  • Personal Checks (price determined by style)

Monthly Maintenance Features:

  • No Minimum Balance
  • Up to Six (6) Checks per Month Free ($0.50 per additional check)

Classic Checking Account

Benefits:

  • Free Visa Check Card with ATM Access
  • Free Online Banking with Bill Online Bill Pay (subject to approval)
  • e-Statements (available)
  • Personal Checks (price determined by style)

Monthly Maintenance Features:

  • No Monthly Fee with $250 Average Available Balance
  • No Monthly Fee with Direct Deposit
  • Or No Monthly Fee with $1,000 in Deposit Accounts
  • Otherwise Monthly Fee of $5.00

Charitable Checking Account – Support Your Community

Open a new account or switch your existing Cornerstone account to a Charitable Checking account. Each year Cornerstone will make a donation equal to 1% of the average balance in your Charitable Checking account to your favorite local school, church or charity.

Open your Charitable Checking by December 31st and your charity will receive an added donation of $25. Now is the time to make your move.

Benefits:

  • Free Visa Check Card with ATM Access
  • Free Online Banking with Bill Online Bill Pay (subject to approval)
  • e-Statements (available)
  • Personal Checks (price determined by style)

Monthly Maintenance Features:

  • No Monthly Fee with $1000 Average Available Balance
  • Or No Monthly Fee with $5,000 in Deposit Accounts
  • Or No Monthly Fee with Minimum $20,000 Loan with Auto Pay
  • Annual Donation Made to a Charity of Your Choice from our List of Approved Charities
  • Otherwise Monthly Fee of $5.00

Cornerstone Club

Benefits:

  • Free Visa Check Card with ATM Access
  • Free Online Banking with Bill Online Bill Pay (subject to approval)
  • e-Statements (available)
  • Free Cornerstone Bank Personal Checks (price determined by style)
  • Interest Bearing
  • Free Cashier’s Checks, Money Orders, and Single-Signature Traveler’s Checks
  • Free Notary Services
  • 50% Discount on Safe-Deposit Boxes

Monthly Maintenance Features:

  • No Monthly Fee with $1000 Average Available Balance
  • Or No Monthly Fee with $5,000 in Deposit Accounts
  • Or No Monthly Fee with Minimum $20,000 Loan with Auto Pay
  • Otherwise Monthly Fee of $5.00

Statement Savings Account
Features:

  • $200 Average Collected Balance is Required to Avoid $5.00 Monthly Maintenance Fee (effective 4/1/11)
  • Interest Compounds and is Paid Quarterly
  • Direct Deposit Available
  • Some Withdrawal Restrictions Apply

Minor Custodial Savings Account
Features:

Health Savings Account (HSA)
Features:

  • No Minimum Balance Required.
  • Tiered Interest Rate Structure. The more you save the more you earn!
  • $20 Set-up Fee (waived for HSA/MSA rollovers)
  • Interest Compounds and is Paid Monthly

Money Market Deposit Account
Features:

  • $1,000 Average Collected Balance Required to Avoid $10.00 Monthly Maintenance Fee (effective 4/1/11)
  • Interest Rate Reverts to Statement Savings Rate if Balance Falls Below $2,500
  • Interest Compounds and is Paid Monthly
  • Some Withdrawal Restrictions Apply

Super Money Market Deposit Account
Features:

  • $10,000 Minimum Balance Required
  • Interest Rate Reverts to Money Market Rate if Balance Falls Below Minimum
  • Interest Compounds and is Paid Monthly
  • Some Withdrawal Restrictions Apply

Jumbo Money Market Deposit Account
Features:

  • $100,000 Minimum Balance Required
  • Interest Rate Reverts to Super Money Market Rate if Balance Falls Below Minimum
  • Interest Compounds and is Paid Monthly
  • Some Withdrawal Restrictions Apply