Deposit Rates
- Rates Subject to Change Without Notice.
- Daily balance is the amount of principal in the account each day.
- Substantial penalty for early withdrawal of CDs.
- Fees could reduce earnings on NOW, savings and money market accounts.
- Deposits are insured up to $100,000.00 by the FDIC and up to $250,000.00 through 12/31/13.
- All NOW, savings, and money market rates are subject to change without prior notice after the account is opened.
Checking and Savings Accounts
| Description | Minimum Deposit to Open |
Minimum Collected Daily Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| NOW Checking | $100 | $0 | 0.10% | 0.10% |
| Statement Savings | $100 | $0 | 0.10% | 0.10% |
Health Savings Accounts
| Tiers | Interest Rate |
| $0.00-$2,499.99 | 0.10% |
| $2,500.00-$9,999.99 | 0.20% |
| $10,000.00-$19,999.99 | 0.30% |
| $20,000.00+ | 0.40% |
Money Market Accounts
| Tiers | Minimum Deposit to Open |
Minimum Collected Daily Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| $0.00-$2,499.99 | $100 | $0 | 0.10% | 0.10% |
| $2,500.00-$9,999.99 | $100 | $0 | 0.20% | 0.20% |
| $10,000.00-$24,999.99 | $100 | $0 | 0.30% | 0.30% |
| $25,000.00-$49,999.99 | $100 | $0 | 0.40% | 0.40% |
| $50,000.00-$99,999.99 | $100 | $0 | 0.60% | 0.60% |
| $100,000.00+ | $100 | $0 | 0.75% | 0.75% |
CD Specials
| Description | Minimum Deposit to Open |
Minimum Collected Daily Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 3 Month | $10,000 | $0 | 0.35% | 0.35% |
| 6 Month | $10,000 | $0 | 0.50% | 0.50% |
| 9 Month | $10,000 | $0 | 0.65% | 0.65% |
| 12 Month | $10,000 | $0 | 0.75% | 0.75% |
| 24 Month | $10,000 | $0 | 1.25% | 1.26% |
Certificates of Deposit
| Tiers | Minimum Deposit to Open |
Minimum Collected Daily Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 3 Month | $1,000 | $0 | 0.20% | 0.20% |
| 6 Month | $1,000 | $0 | 0.25% | 0.25% |
| 9 Month | $1,000 | $0 | 0.35% | 0.35% |
| 12 Month | $1,000 | $0 | 0.50% | 0.50% |
| 15 Month | $1,000 | $0 | 0.60% | 0.60% |
| 18 Month | $1,000 | $0 | 0.75% | 0.75% |
| 2 Years | $1,000 | $0 | 1.00% | 1.00% |
| 3 Years | $1,000 | $0 | 1.25% | 1.26% |
| 4 Years | $1,000 | $0 | 1.50% | 1.51% |
| 5 Years | $1,000 | $0 | 1.75% | 1.76% |
Home Loan Rates
For the Best Mortgage Rates…
- Call Ann Murray @ 262-546-1121 in the Grafton and Fox Point area.
- Call Becky Maurice @ 262-437-7234 in the Menomonee Falls area.
Today’s Featured Rates
- Rates Subject to Change Without Notice.
- Calculate your approximate monthly payment of principal and interest.
- Apply for a Mortgage Loan.
- FREE Loan Pre-qualification Letter done within 24 hours of request (with completed application.)
| Type of Loan | Term | Interest Rate | Annual Percentage Rate (APR) | Number of Payments |
Principal and Interest Payment* |
| Conventional Fixed Mortgage (under $417,000.00) |
30 Years 20 Years 15 Years 10 Years |
4.250% 4.125% 3.750% 3.750% |
4.286% 4.175% 3.813% 3.841% |
360 240 180 120 |
$491.94 $612.59 $727.22 $1000.61 |
| Standard Adjustable Rate Mortgage (ARM) (under $417,000.00) |
1 year (2/6 caps) 3 year (2/6 caps) 5 year (2/6 caps) |
5.625% 6.000% 6.352% |
6.536% 6.155% 6.477% |
360 360 360 |
$575.66 $607.61 $615.72 |
| Construction/Lot Loan | Varies | Call us for our low rates. | Varies | Interest Only | |
| Bridge Loan | Varies | Call us for our low rates. | Varies | Interest Only | |
*For informational purposes only. This information is not an offer into an agreement for specific loan terms. Property must be owner occupied, primary or secondary home. No investment properties. Rates are subject to change without notice. The Annual Percentage Rate (APR) assumes the loan closing date is the 15th of the month and closing costs are approximately $1,100.00. Conventional monthly payment is based on a $100,000.00 loan and includes principal and interest only and assumes a 20% down payment.
Auto Loan Rates
Generally a 25% down payment is required.
| Installment Loan Type | 24 Months | 36 Months | 48 Months | 60 Months | |
| Automobile Loans New – 2010 2007 to 2009 2005 to 2006 Older |
7.75% APR 8.25% APR 8.50% APR 9.50% APR |
8.00% APR 8.50% APR 8.75% APR |
8.25% APR 8.75% APR |
8.50% APR | |
| Recreational Vehicles | 11.00% APR | 2 Years | |||
| Motorcycles | 11.25%APR | 2 Years | |||
- APY refers to Annual Percentage Yield based on simple interest.
- APR refers to Annual Percentage Rate based on simple interest.
- Loans secured by deposit accounts. Loans against Savings Accounts and Certificates of Deposit are made at 2% above the deposit interest rate.