Certificates of Deposit

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We’ve Got a Certificate of Deposit That’s Right for You

  • Various terms available from 3 months to 5 years
  • Minimum balance of $1,000
  • Substantial penalty for early withdrawal

Our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it.

Your investment is safe because Cornerstone Community Bank CDs are backed by the Federal Deposit Insurance Corporation (FDIC). The standard insurance amount currently is $250,000 per depositor. For more information, go to www.fdic.gov/deposit/deposits.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $1,000, you can open your own CD. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at your local branch or check our current rates below:

Certificates of Deposit Special Offers

TermMinimum Balance
to Open
Minimum Balance to
Receive Annual
Percentage Yield (APY)
Interest RateAPY
09 Month$10,000$10,0000.25%0.25%
12 Month$10,000$10,0000.30%0.30%
24 Month$10,000$10,0000.60%0.60%

Certificates of Deposit

TermMinimum Balance to
Open
Minimum Balance
to Receive Annual
Percentage Yield
(APY)
Interest RateAPY
3 Month$1,000$1,0000.10%0.10%
6 Month$1,000$1,0000.15%0.15%
9 Month$1,000$1,0000.20%0.20%
12 Month$1,000$1,0000.25%0.25%
15 Month$1,000$1,0000.30%0.30%
18 Month$1,000$1,0000.40%0.40%
2 Year$1,000$1,0000.50%0.50%
3 Year$1,000$1,0000.60%0.60%
4 Year$1,000$1,0000.70%0.70%
5 Year$1,000$1,0000.90%0.90%
  1. Rates subject to change
  2. The bank may impose a penalty for early withdrawals fo Certificate of Deposits.
  3. Accounts are FDIC insured