Deposit Rates

  • Rates subject to change.
  • Fees could reduce earnings on Club, NOW, savings and money market accounts.
  • The bank may impose a penalty for early withdrawals of Certificate of Deposits.
  • Accounts are FDIC insured.

Deposit rates effective as of 08/13/20.

 

Certificates of Deposit

TermMinimum Balance to
Open
Minimum Balance
to Receive Annual
Percentage Yield
(APY)
Interest RateAPY
3 Month$1,000$1,0000.05%0.05%
6 Month$1,000$1,0000.10%0.10%
9 Month$1,000$1,0000.15%0.15%
12 Month$1,000$1,0000.20%0.20%
15 Month$1,000$1,0000.25%0.25%
18 Month$1,000$1,0000.30%0.30%
2 Year$1,000$1,0000.35%0.35%
3 Year$1,000$1,0000.40%0.40%
4 Year$1,000$1,0000.45%0.45%
5 Year$1,000$1,0000.50%0.50%

Checking & Savings Accounts

DescriptionMinimum Deposit to
Open
Minimum Balance to
Receive Annual Percentage
Yield (APY)
Interest
Rate
APY
Cornerstone Club NOW Account$0$00.01%0.01%
IOLTA/IBRETA Checking$0$00.01%0.01%
Personal Savings$0$00.01%0.01%
Minor Savings$0$00.01%0.01%
Business Savings$0$00.01%0.01%

Money Market Accounts

TiersMinimum
Deposit to
Open
Minimum Balance to
Receive Annual
Percentage Yield
(APY)
Interest RateAPY
$0-$2,499$0$00.01%0.01%
$2,500-$9,999$0$2,5000.05%0.05%
$10,000-$24,999$0$10,0000.05%0.05%
$25,000-$49,999$0$25,0000.10%0.10%
$50,000-$99,999$0$50,0000.15%0.15%
$100,000+$0$100,0000.15%0.15%

Health Savings Account

TiersMinimum
Deposit to
Open
Minimum Balance to
Receive Annual
Percentage Yield
(APY)
Interest RateAPY
$0-$2,499$0$00.01%0.01%
$2,500-$9,999$0$2,5000.05%0.05%
$10,000-$19,999$0$10,0000.10%0.10%
$20,000+$0$20,0000.10%0.10%